MY MONEY VISION™ PRIVACY POLICY (YOUNG ADULTS)

Effective date: August 19, 2025

This Privacy Policy explains how My Money Vision, LLC ("MMV," "we," "us," or "our") collects, uses, shares, and protects personal information about young adult customers and site/app users who purchase and use our financial education program.

By using our website, mobile experiences, or services (together, the "Services"), and by checking the consent box at checkout, you acknowledge that you have read and agree to this Privacy Policy.

1) Who we are & how to contact us

My Money Vision, LLC
11146 Front St., Mokena, IL 60448
Email: info@mymoneyvision.com

2) Information we collect

We collect information in three ways:

A. Information you provide directly

  • Account & contact details (name, email, phone, address)

  • Age/date of birth (for eligibility and plan pricing)

  • Identity verification information (if requested during onboarding)

  • Purchase details (selected plan, price, discounts)

  • Support messages and coaching/scheduling information

  • Course activity you submit (assignments, forms, goals, surveys)

B. Information collected automatically

  • Device, browser, and log data (IP address, pages viewed, time on page)

  • Cookies and similar technologies for essential site features, analytics, and (if enabled) marketing/retargeting

C. Information from third parties

  • Payment processors (e.g., Stripe) confirm payment status and may perform identity verification

  • Learning platforms and scheduling tools (e.g., Canvas, Zoom, Calendly) provide usage/attendance data

  • Analytics and site performance providers (e.g., Google Analytics) provide aggregated usage metrics

Payment security: We do not store full payment card numbers. Payments are processed by our third‑party payment processor (e.g., Stripe). Their use of your data is governed by their own privacy policy.

3) How we use information

We use personal information to:

  • Create and manage your account and enrollment

  • Deliver course content, coaching, and support

  • Personalize dashboards and track your progress

  • Process payments, discounts, and refunds

  • Verify eligibility and prevent fraud, abuse, or misuse

  • Communicate about your account, updates, and service notices

  • Improve the Services, run analytics, and develop new features

  • Comply with legal, tax, and accounting obligations

Legal bases (EEA/UK users): We rely on performance of a contract, legitimate interests (e.g., service improvement, security), consent (e.g., non‑essential cookies/marketing), and legal obligations.

4) When we share information

We do not sell your personal information. We share it only with:

  • Service providers that help us run the Services (hosting; payment; identity verification; learning, video, and scheduling platforms; email and helpdesk; analytics). These parties may access your information only to perform services for us and must protect it.

  • Advisors/parents/guardians if you were enrolled by them and where appropriate to deliver the Services (e.g., confirming enrollment or progress summaries you choose to share).

  • Legal & safety reasons (to comply with laws, respond to lawful requests, or protect rights, safety, and security).

  • Business transfers (e.g., merger or acquisition) in which case we will require the recipient to honor this Policy.

5) Your choices

  • Account settings: You may update your profile and preferences in your account or by contacting us.

  • Emails & texts: You can opt out of non‑transactional marketing messages from within the message or by contacting us. (You will still receive essential service messages.)

  • Cookies/analytics: You can manage cookies via your browser settings or any cookie banner we provide. Disabling some cookies may impact site functionality.

6) Your privacy rights

Depending on where you live, you may have rights to access, correct, delete, or receive a copy of your personal information, to opt out of targeted advertising or certain sharing, and to restrict or object to processing. To exercise a right, email info@mymoneyvision.com with "Privacy Request" in the subject and tell us your state/country of residence. We will verify your request consistent with applicable law. Authorized agents may submit requests where permitted.

7) Data retention

We keep personal information only as long as necessary to provide the Services and for legitimate business, legal, or accounting purposes (for example, tax records). When no longer needed, we will delete or de‑identify information as required by law and our policies.

8) Security

We use administrative, technical, and physical safeguards designed to protect personal information. No system is 100% secure; please use strong passwords and keep your account details confidential. Notify us promptly of any suspected unauthorized access.

9) Children and minors

Our Services are not directed to children under 13, and we do not knowingly collect personal information from them. If you are 13–17, you may use the Services only with parent/guardian or sponsoring‑advisor consent as required by our Terms. If we learn that we collected information from a child under 13, we will delete it.

10) International users

We are based in the United States. If you access the Services from outside the U.S., your information may be transferred to and processed in the U.S. and other countries that may have different data protection laws than your country of residence.

11) Changes to this Policy

We may update this Policy from time to time. The "Effective date" above shows when it last changed. If changes are material, we will provide a prominent notice (e.g., on our site or by email) and where required, obtain your consent.

12) Acceptance & checkout consent

By creating an account, using the Services, or clicking "I agree" at checkout, you consent to this Privacy Policy and the Terms of Service.


By checking the “Agree” checkout box, I acknowledge I am 13 or older (and if under 18, I have parent/guardian consent). I have read and agree to the My Money Vision Privacy Policy and Terms of Service.